Does My Dance Studio Need Insurance?
Rebekah Dixon
April 16 2025
4 min read
Does My Dance Studio Need Insurance?
Rebekah Dixon
April 16 2025
4 min read
Does My Dance Studio Need Insurance?
Rebekah Dixon
April 16 2025
4 min read
You’ve done it, you’ve taken the plunge, and you’ve started your own Dance Studio business. Congratulations! How does it feel?
Now, we know that you’re probably thinking about 100s of different things, from branding to marketing to lesson planning. But have you had a chance to think about dance studio insurance?
You’ve done it, you’ve taken the plunge, and you’ve started your own Dance Studio business. Congratulations! How does it feel?
Now, we know that you’re probably thinking about 100s of different things, from branding to marketing to lesson planning. But have you had a chance to think about dance studio insurance?
You’ve done it, you’ve taken the plunge, and you’ve started your own Dance Studio business. Congratulations! How does it feel?
Now, we know that you’re probably thinking about 100s of different things, from branding to marketing to lesson planning. But have you had a chance to think about dance studio insurance?
You’ve done it, you’ve taken the plunge, and you’ve started your own Dance Studio business. Congratulations! How does it feel?
Now, we know that you’re probably thinking about 100s of different things, from branding to marketing to lesson planning. But have you had a chance to think about dance studio insurance?
You’ve done it, you’ve taken the plunge, and you’ve started your own Dance Studio business. Congratulations! How does it feel?
Now, we know that you’re probably thinking about 100s of different things, from branding to marketing to lesson planning. But have you had a chance to think about dance studio insurance?
What's covered in this blog post: (Click on the section be taken straight to it)
What's covered in this blog post: (Click on the section be taken straight to it)
What's covered in this blog post: (Click on the section be taken straight to it)
What's covered in this blog post: (Click on the section be taken straight to it)
What's covered in this blog post: (Click on the section be taken straight to it)
What Type of Insurance Do I Need For My Dance Studio?
When it comes to running a dance studio, it is a good idea to consider getting certain types of insurance, such as business insurance. Since you're also interacting with the public and inviting students and their parents into your studio (whether at one location or multiple), it's maybe worth looking into protecting yourself with public liability insurance.
If you employ others, employment insurance should be on your radar, same with property insurance. And if you’ve invested in expensive gear, equipment insurance might also be something worth looking into.
Please note: we’re not licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any purchases or decisions.
That’s a lot to take in, isn’t it?
So, let’s break it down:
What Type of Insurance Do I Need For My Dance Studio?
When it comes to running a dance studio, it is a good idea to consider getting certain types of insurance, such as business insurance. Since you're also interacting with the public and inviting students and their parents into your studio (whether at one location or multiple), it's maybe worth looking into protecting yourself with public liability insurance.
If you employ others, employment insurance should be on your radar, same with property insurance. And if you’ve invested in expensive gear, equipment insurance might also be something worth looking into.
Please note: we’re not licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any purchases or decisions.
That’s a lot to take in, isn’t it?
So, let’s break it down:
What Type of Insurance Do I Need For My Dance Studio?
When it comes to running a dance studio, it is a good idea to consider getting certain types of insurance, such as business insurance. Since you're also interacting with the public and inviting students and their parents into your studio (whether at one location or multiple), it's maybe worth looking into protecting yourself with public liability insurance.
If you employ others, employment insurance should be on your radar, same with property insurance. And if you’ve invested in expensive gear, equipment insurance might also be something worth looking into.
Please note: we’re not licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any purchases or decisions.
That’s a lot to take in, isn’t it?
So, let’s break it down:
What Type of Insurance Do I Need For My Dance Studio?
When it comes to running a dance studio, it is a good idea to consider getting certain types of insurance, such as business insurance. Since you're also interacting with the public and inviting students and their parents into your studio (whether at one location or multiple), it's maybe worth looking into protecting yourself with public liability insurance.
If you employ others, employment insurance should be on your radar, same with property insurance. And if you’ve invested in expensive gear, equipment insurance might also be something worth looking into.
Please note: we’re not licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any purchases or decisions.
That’s a lot to take in, isn’t it?
So, let’s break it down:
What Type of Insurance Do I Need For My Dance Studio?
When it comes to running a dance studio, it is a good idea to consider getting certain types of insurance, such as business insurance. Since you're also interacting with the public and inviting students and their parents into your studio (whether at one location or multiple), it's maybe worth looking into protecting yourself with public liability insurance.
If you employ others, employment insurance should be on your radar, same with property insurance. And if you’ve invested in expensive gear, equipment insurance might also be something worth looking into.
Please note: we’re not licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any purchases or decisions.
That’s a lot to take in, isn’t it?
So, let’s break it down:
Business Insurance: This protects your business against losses in the usual day-to-day running of your company, in this case, your dance studio. It helps safeguard your business and its assets, particularly in the event of a compensation claim.
Public Liability Insurance: This covers you if a member of the public, such as your students or their families, gets injured while on your premises. It also covers damage to their personal belongings while at the studio. However, it typically won’t cover stolen items.
Employment Insurance: If one of your employees (like a dance teacher) is injured or becomes ill at work due to employer negligence, this insurance covers claims made against you. For example, if a dancer slips and breaks a limb due to unsafe flooring or equipment, or if poor training or faulty apparatus is involved, this could fall under negligence.
Property / Rental Insurance: Whether you own or rent your studio space, you may want to ensure you’re covered in case anything happens to the property.
Equipment Insurance: Often available as an optional extra within business insurance, this will cover the cost of replacing or repairing equipment if it’s lost, stolen, or accidentally damaged.
Another insurance that lots of companies like dance studios do tend to forget is Data Protection insurance.
Data Protection Insurance, also known as Cyber Insurance, covers you if personal data (like student or parent info) is lost, stolen, or compromised due to a cyberattack, hack, or accident. It can help with legal costs, data recovery, and notifying affected individuals.
Which could be worth looking into, especially if you use online class scheduling, booking or payment systems, like Class Manager.
Business Insurance: This protects your business against losses in the usual day-to-day running of your company, in this case, your dance studio. It helps safeguard your business and its assets, particularly in the event of a compensation claim.
Public Liability Insurance: This covers you if a member of the public, such as your students or their families, gets injured while on your premises. It also covers damage to their personal belongings while at the studio. However, it typically won’t cover stolen items.
Employment Insurance: If one of your employees (like a dance teacher) is injured or becomes ill at work due to employer negligence, this insurance covers claims made against you. For example, if a dancer slips and breaks a limb due to unsafe flooring or equipment, or if poor training or faulty apparatus is involved, this could fall under negligence.
Property / Rental Insurance: Whether you own or rent your studio space, you may want to ensure you’re covered in case anything happens to the property.
Equipment Insurance: Often available as an optional extra within business insurance, this will cover the cost of replacing or repairing equipment if it’s lost, stolen, or accidentally damaged.
Another insurance that lots of companies like dance studios do tend to forget is Data Protection insurance.
Data Protection Insurance, also known as Cyber Insurance, covers you if personal data (like student or parent info) is lost, stolen, or compromised due to a cyberattack, hack, or accident. It can help with legal costs, data recovery, and notifying affected individuals.
Which could be worth looking into, especially if you use online class scheduling, booking or payment systems, like Class Manager.
Business Insurance: This protects your business against losses in the usual day-to-day running of your company, in this case, your dance studio. It helps safeguard your business and its assets, particularly in the event of a compensation claim.
Public Liability Insurance: This covers you if a member of the public, such as your students or their families, gets injured while on your premises. It also covers damage to their personal belongings while at the studio. However, it typically won’t cover stolen items.
Employment Insurance: If one of your employees (like a dance teacher) is injured or becomes ill at work due to employer negligence, this insurance covers claims made against you. For example, if a dancer slips and breaks a limb due to unsafe flooring or equipment, or if poor training or faulty apparatus is involved, this could fall under negligence.
Property / Rental Insurance: Whether you own or rent your studio space, you may want to ensure you’re covered in case anything happens to the property.
Equipment Insurance: Often available as an optional extra within business insurance, this will cover the cost of replacing or repairing equipment if it’s lost, stolen, or accidentally damaged.
Another insurance that lots of companies like dance studios do tend to forget is Data Protection insurance.
Data Protection Insurance, also known as Cyber Insurance, covers you if personal data (like student or parent info) is lost, stolen, or compromised due to a cyberattack, hack, or accident. It can help with legal costs, data recovery, and notifying affected individuals.
Which could be worth looking into, especially if you use online class scheduling, booking or payment systems, like Class Manager.
Business Insurance: This protects your business against losses in the usual day-to-day running of your company, in this case, your dance studio. It helps safeguard your business and its assets, particularly in the event of a compensation claim.
Public Liability Insurance: This covers you if a member of the public, such as your students or their families, gets injured while on your premises. It also covers damage to their personal belongings while at the studio. However, it typically won’t cover stolen items.
Employment Insurance: If one of your employees (like a dance teacher) is injured or becomes ill at work due to employer negligence, this insurance covers claims made against you. For example, if a dancer slips and breaks a limb due to unsafe flooring or equipment, or if poor training or faulty apparatus is involved, this could fall under negligence.
Property / Rental Insurance: Whether you own or rent your studio space, you may want to ensure you’re covered in case anything happens to the property.
Equipment Insurance: Often available as an optional extra within business insurance, this will cover the cost of replacing or repairing equipment if it’s lost, stolen, or accidentally damaged.
Another insurance that lots of companies like dance studios do tend to forget is Data Protection insurance.
Data Protection Insurance, also known as Cyber Insurance, covers you if personal data (like student or parent info) is lost, stolen, or compromised due to a cyberattack, hack, or accident. It can help with legal costs, data recovery, and notifying affected individuals.
Which could be worth looking into, especially if you use online class scheduling, booking or payment systems, like Class Manager.
How Do I Know What Insurance To Take For My Dance Studio?
If you’re struggling to figure out what type of insurance you need for your dance studio, you’re definitely not alone.
When you set out to open your studio, chances are your focus was on the creative side, classes, choreography, and building your dream space. Business plans, job roles, and insurance probably weren’t at the top of your list. That’s exactly why we’re here to help. (See our other blog posts, ‘How to create a profitable business plan’ and ‘Dance studio manager roles and responsibilities’.)
So, you want to know what insurance to take out? So, what insurance should you take out?
Answer the simple questions below, they’ll help point you in the right direction.
Please note: At Class Manager, we are NOT licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any decisions.
How Do I Know What Insurance To Take For My Dance Studio?
If you’re struggling to figure out what type of insurance you need for your dance studio, you’re definitely not alone.
When you set out to open your studio, chances are your focus was on the creative side, classes, choreography, and building your dream space. Business plans, job roles, and insurance probably weren’t at the top of your list. That’s exactly why we’re here to help. (See our other blog posts, ‘How to create a profitable business plan’ and ‘Dance studio manager roles and responsibilities’.)
So, you want to know what insurance to take out? So, what insurance should you take out?
Answer the simple questions below, they’ll help point you in the right direction.
Please note: At Class Manager, we are NOT licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any decisions.
How Do I Know What Insurance To Take For My Dance Studio?
If you’re struggling to figure out what type of insurance you need for your dance studio, you’re definitely not alone.
When you set out to open your studio, chances are your focus was on the creative side, classes, choreography, and building your dream space. Business plans, job roles, and insurance probably weren’t at the top of your list. That’s exactly why we’re here to help. (See our other blog posts, ‘How to create a profitable business plan’ and ‘Dance studio manager roles and responsibilities’.)
So, you want to know what insurance to take out? So, what insurance should you take out?
Answer the simple questions below, they’ll help point you in the right direction.
Please note: At Class Manager, we are NOT licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any decisions.
How Do I Know What Insurance To Take For My Dance Studio?
If you’re struggling to figure out what type of insurance you need for your dance studio, you’re definitely not alone.
When you set out to open your studio, chances are your focus was on the creative side, classes, choreography, and building your dream space. Business plans, job roles, and insurance probably weren’t at the top of your list. That’s exactly why we’re here to help. (See our other blog posts, ‘How to create a profitable business plan’ and ‘Dance studio manager roles and responsibilities’.)
So, you want to know what insurance to take out? So, what insurance should you take out?
Answer the simple questions below, they’ll help point you in the right direction.
Please note: At Class Manager, we are NOT licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any decisions.
How Do I Know What Insurance To Take For My Dance Studio?
If you’re struggling to figure out what type of insurance you need for your dance studio, you’re definitely not alone.
When you set out to open your studio, chances are your focus was on the creative side, classes, choreography, and building your dream space. Business plans, job roles, and insurance probably weren’t at the top of your list. That’s exactly why we’re here to help. (See our other blog posts, ‘How to create a profitable business plan’ and ‘Dance studio manager roles and responsibilities’.)
So, you want to know what insurance to take out? So, what insurance should you take out?
Answer the simple questions below, they’ll help point you in the right direction.
Please note: At Class Manager, we are NOT licensed insurance advisors, so it’s always important to do your own research and speak to a professional before making any decisions.
Dance Studio Insurance Questionnaire
1. Are you running your studio (even if it's just you right now)?
☐ Yes, it’s all me!
☐ No, not yet
👉 If you ticked yes, you’ll likely need Business Insurance to cover your day-to-day operations.
2. Do your students (or their parents) come into your studio space for classes, rehearsals, or shows?
☐ Yep – people are in and out all the time
☐ Nope, everything’s done online or off-site
👉 If yes, Public Liability Insurance is something that should be considered in case someone gets injured or their stuff gets damaged.
3. Do you have teachers, reception staff, or assistants working for you, whether full-time, part-time, or freelance?
☐ Yes – I couldn’t do it without them
☐ No – I’m flying solo for now
👉 If yes, check if you need Employment Insurance, especially if they’re not covered under your general business policy.
4. Do you rent or own the space your studio operates from?
☐ Yes – I have access to my own space (be that rental or owned) where my business is the sole business there.
☐ No – I work in shared/community spaces
👉 If yes, consider looking into Property or Rental Insurance to protect the space you use.
5. Do you have any expensive equipment in your studio (think sound systems, mirrors, lighting, mats)?
☐ Yes – I’ve invested a lot
☐ Not really – just the basics
👉 If yes, Equipment Insurance can help you repair or replace gear if it’s damaged, lost, or stolen.
6. Do you store student or parent information digitally, like in spreadsheets, booking systems, or payment platforms? (Or in Class Manager, or Class Management software)
☐ Yes – all our info is online
☐ Nope – we’re fully paper-based
👉 If yes, you might want to look into Data Protection (Cyber) Insurance in case of hacks or accidental breaches.
If you’re running your business purely on paper, it might be time to upgrade! A good class management software can save you hours of admin each week, freeing you up to focus on dancing. Book a demo with our team today, and see how much time you could be saving!
1. Are you running your studio (even if it's just you right now)?
☐ Yes, it’s all me!
☐ No, not yet
👉 If you ticked yes, you’ll likely need Business Insurance to cover your day-to-day operations.
2. Do your students (or their parents) come into your studio space for classes, rehearsals, or shows?
☐ Yep – people are in and out all the time
☐ Nope, everything’s done online or off-site
👉 If yes, Public Liability Insurance is something that should be considered in case someone gets injured or their stuff gets damaged.
3. Do you have teachers, reception staff, or assistants working for you, whether full-time, part-time, or freelance?
☐ Yes – I couldn’t do it without them
☐ No – I’m flying solo for now
👉 If yes, check if you need Employment Insurance, especially if they’re not covered under your general business policy.
4. Do you rent or own the space your studio operates from?
☐ Yes – I have access to my own space (be that rental or owned) where my business is the sole business there.
☐ No – I work in shared/community spaces
👉 If yes, consider looking into Property or Rental Insurance to protect the space you use.
5. Do you have any expensive equipment in your studio (think sound systems, mirrors, lighting, mats)?
☐ Yes – I’ve invested a lot
☐ Not really – just the basics
👉 If yes, Equipment Insurance can help you repair or replace gear if it’s damaged, lost, or stolen.
6. Do you store student or parent information digitally, like in spreadsheets, booking systems, or payment platforms? (Or in Class Manager, or Class Management software)
☐ Yes – all our info is online
☐ Nope – we’re fully paper-based
👉 If yes, you might want to look into Data Protection (Cyber) Insurance in case of hacks or accidental breaches.
If you’re running your business purely on paper, it might be time to upgrade! A good class management software can save you hours of admin each week, freeing you up to focus on dancing. Book a demo with our team today, and see how much time you could be saving!
1. Are you running your studio (even if it's just you right now)?
☐ Yes, it’s all me!
☐ No, not yet
👉 If you ticked yes, you’ll likely need Business Insurance to cover your day-to-day operations.
2. Do your students (or their parents) come into your studio space for classes, rehearsals, or shows?
☐ Yep – people are in and out all the time
☐ Nope, everything’s done online or off-site
👉 If yes, Public Liability Insurance is something that should be considered in case someone gets injured or their stuff gets damaged.
3. Do you have teachers, reception staff, or assistants working for you, whether full-time, part-time, or freelance?
☐ Yes – I couldn’t do it without them
☐ No – I’m flying solo for now
👉 If yes, check if you need Employment Insurance, especially if they’re not covered under your general business policy.
4. Do you rent or own the space your studio operates from?
☐ Yes – I have access to my own space (be that rental or owned) where my business is the sole business there.
☐ No – I work in shared/community spaces
👉 If yes, consider looking into Property or Rental Insurance to protect the space you use.
5. Do you have any expensive equipment in your studio (think sound systems, mirrors, lighting, mats)?
☐ Yes – I’ve invested a lot
☐ Not really – just the basics
👉 If yes, Equipment Insurance can help you repair or replace gear if it’s damaged, lost, or stolen.
6. Do you store student or parent information digitally, like in spreadsheets, booking systems, or payment platforms? (Or in Class Manager, or Class Management software)
☐ Yes – all our info is online
☐ Nope – we’re fully paper-based
👉 If yes, you might want to look into Data Protection (Cyber) Insurance in case of hacks or accidental breaches.
If you’re running your business purely on paper, it might be time to upgrade! A good class management software can save you hours of admin each week, freeing you up to focus on dancing. Book a demo with our team today, and see how much time you could be saving!
1. Are you running your studio (even if it's just you right now)?
☐ Yes, it’s all me!
☐ No, not yet
👉 If you ticked yes, you’ll likely need Business Insurance to cover your day-to-day operations.
2. Do your students (or their parents) come into your studio space for classes, rehearsals, or shows?
☐ Yep – people are in and out all the time
☐ Nope, everything’s done online or off-site
👉 If yes, Public Liability Insurance is something that should be considered in case someone gets injured or their stuff gets damaged.
3. Do you have teachers, reception staff, or assistants working for you, whether full-time, part-time, or freelance?
☐ Yes – I couldn’t do it without them
☐ No – I’m flying solo for now
👉 If yes, check if you need Employment Insurance, especially if they’re not covered under your general business policy.
4. Do you rent or own the space your studio operates from?
☐ Yes – I have access to my own space (be that rental or owned) where my business is the sole business there.
☐ No – I work in shared/community spaces
👉 If yes, consider looking into Property or Rental Insurance to protect the space you use.
5. Do you have any expensive equipment in your studio (think sound systems, mirrors, lighting, mats)?
☐ Yes – I’ve invested a lot
☐ Not really – just the basics
👉 If yes, Equipment Insurance can help you repair or replace gear if it’s damaged, lost, or stolen.
6. Do you store student or parent information digitally, like in spreadsheets, booking systems, or payment platforms? (Or in Class Manager, or Class Management software)
☐ Yes – all our info is online
☐ Nope – we’re fully paper-based
👉 If yes, you might want to look into Data Protection (Cyber) Insurance in case of hacks or accidental breaches.
If you’re running your business purely on paper, it might be time to upgrade! A good class management software can save you hours of admin each week, freeing you up to focus on dancing. Book a demo with our team today, and see how much time you could be saving!
1. Are you running your studio (even if it's just you right now)?
☐ Yes, it’s all me!
☐ No, not yet
👉 If you ticked yes, you’ll likely need Business Insurance to cover your day-to-day operations.
2. Do your students (or their parents) come into your studio space for classes, rehearsals, or shows?
☐ Yep – people are in and out all the time
☐ Nope, everything’s done online or off-site
👉 If yes, Public Liability Insurance is something that should be considered in case someone gets injured or their stuff gets damaged.
3. Do you have teachers, reception staff, or assistants working for you, whether full-time, part-time, or freelance?
☐ Yes – I couldn’t do it without them
☐ No – I’m flying solo for now
👉 If yes, check if you need Employment Insurance, especially if they’re not covered under your general business policy.
4. Do you rent or own the space your studio operates from?
☐ Yes – I have access to my own space (be that rental or owned) where my business is the sole business there.
☐ No – I work in shared/community spaces
👉 If yes, consider looking into Property or Rental Insurance to protect the space you use.
5. Do you have any expensive equipment in your studio (think sound systems, mirrors, lighting, mats)?
☐ Yes – I’ve invested a lot
☐ Not really – just the basics
👉 If yes, Equipment Insurance can help you repair or replace gear if it’s damaged, lost, or stolen.
6. Do you store student or parent information digitally, like in spreadsheets, booking systems, or payment platforms? (Or in Class Manager, or Class Management software)
☐ Yes – all our info is online
☐ Nope – we’re fully paper-based
👉 If yes, you might want to look into Data Protection (Cyber) Insurance in case of hacks or accidental breaches.
If you’re running your business purely on paper, it might be time to upgrade! A good class management software can save you hours of admin each week, freeing you up to focus on dancing. Book a demo with our team today, and see how much time you could be saving!
Dance Insurance For Your Dance Studio
If you’re running a dance studio and feeling a little overwhelmed trying to find the right insurance, you’re not alone.
The good news? In some countries, insurance providers offer dance-specific coverage, tailored to the unique needs of studios. Making it easier for you to get back to what you love.
If you’re running a dance studio and feeling a little overwhelmed trying to find the right insurance, you’re not alone.
The good news? In some countries, insurance providers offer dance-specific coverage, tailored to the unique needs of studios. Making it easier for you to get back to what you love.
If you’re running a dance studio and feeling a little overwhelmed trying to find the right insurance, you’re not alone.
The good news? In some countries, insurance providers offer dance-specific coverage, tailored to the unique needs of studios. Making it easier for you to get back to what you love.
If you’re running a dance studio and feeling a little overwhelmed trying to find the right insurance, you’re not alone.
The good news? In some countries, insurance providers offer dance-specific coverage, tailored to the unique needs of studios. Making it easier for you to get back to what you love.
If you’re running a dance studio and feeling a little overwhelmed trying to find the right insurance, you’re not alone.
The good news? In some countries, insurance providers offer dance-specific coverage, tailored to the unique needs of studios. Making it easier for you to get back to what you love.
© Class Manager 2025, All Rights Reserved
© Class Manager 2025, All Rights Reserved
© Class Manager 2025, All Rights Reserved
© Class Manager 2025, All Rights Reserved